INTRODUCTION

his web site is for working women who know that creating a financial Happy Ending at the conclusion of our working career requires:

• Putting aside money for the future

• Thinking long-term, planning long-term, and investing long-term

But the short term is so enticing, so incessant. We see our lives and our money swallowed up by the demands of TODAY. We watch the money come, watch the money go. And what about tomorrow? Ready or not, the day is coming when we no longer work for an income—because we don’t have to, don’t want to, or can’t.

This Web site was created to encourage women to get serious about their financial future by taking two simple steps. First, get the facts (educate yourself). Second, make smart money decisions (take informed action).

In Part One you’ll find 20 Questions that will help you think about:

• Earnings and work patterns of women
• Use of credit cards
• Saving and investing behaviors
• The value of compound interest
• Economic realities for women age 65 and older

You’ll also learn about the motivations and personality traits of women that influence our money behavior.

Part Two includes a Creating Money exercise to help you identify ways to increase the money you have available for investing in your retirement.

Part Three, the last section of the Web site, has practical tips and resources to keep you focused on creating your own Happy Ending.

Get a pen and let’s begin!