Worksheet 12: Planning for Retirement Asset Withdrawals


List each of your retirement assets in chronological order, starting with the investment you intend to make withdrawals from first. List the name of the asset, the annual withdrawal amount, the start date for withdrawals, and your age at the time withdrawals will begin.

Be sure to include mandatory required minimum distributions from tax-deferred accounts beginning at age 70-1/2. You can find a table with life expectancy factors for minimum required retirement plan withdrawals at www.rce.rutgers.edu/money2000 (click on “Resources” and “Retirement Plan Uniform Distribution Table”).
Name of Asset to be Liquidated
Annual Withdrawal Amount
Start Date for Withdrawals
Age at First Withdrawal