Worksheet 13: Retirement Catch-Up Planning Worksheet
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Retirement Catch-Up Strategy
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Did or Will Do
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Will Not Do
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Comments and Planned Actions
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| 1. Increase contributions to tax-deferred employer retirement plan |
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| 2. Accelerate debt repayment and spend less |
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| 3. Moonlight for additional income |
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| 4. Invest “assertively” (more stock in portfolio) |
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| 5. Maximize tax breaks and reduce investment expenses |
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| 6. Diversify and dollar-cost average |
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7. Have multiple tax-deferred savings plans
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8. Preserve lump-sum distributions
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9. Downsize to a smaller, less expensive home
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| 10. Move to a less expensive location |
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| 11. Delay retirement |
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| 12. Work after retirement |
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| 13. Reverse mortgage or sale-leaseback arrangement |
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| 14. Make tax-efficient asset withdrawals |
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| 15. Other |
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