Worksheet 4: Investment Risk and Planning Analysis

• What is the amount of your investment portfolio you could stand to lose in pursuit of the higher potential capital gains available over time through stocks?
  

  		Example
  As a percentage	___________ %	10%
  As a specific dollar amount	$ ___________	$5,000

• How much do you need to earn on your investments to reach your retirement goals?
  (Base your response on answers from one or more savings worksheets or online calculators.)
  

  As a specific dollar amount	___________% after taxes	6%

• How far off is your retirement date?

  As a specific dollar amount	___________ years	16 years

• How long do you expect to live in retirement?

  As a specific dollar amount	___________ years	30 years

• What type of investments currently make up your retirement investment portfolio?

  Percentage in stocks llar amount	___________%	50%
  Percentage in bonds doll	___________%	30%
  Percentage in cash assets (such as CDs)	___________%	20%

• Current amount saved for retirement (dollar amount):

  As a specific dollar amount	$ ___________	$10,000

• Expected future rate of return on this money:

  As a specific dollar amount	___________%	7%

• Number of years for money to double (use the Rule of 72):

  As a specific dollar amount	___________ years	10 ( 72 ÷ 7)

• Approximate number of times that money will double before retirement:

  As a specific dollar amount	___________	1.6 ( 16 ÷ 10)