Call several financial institutions and talk with them about their checking accounts. Ask them to send you a brochure. Check out their Web sites. From all this information, make your comparison:
|
Checking account
feature |
Bank A (Name)
|
Bank B (Name)
|
Bank A (Name)
|
Savings & Loan (Name)
|
Credit Union (Name)
|
| Minimum deposit to open account? | |||||
| Monthly fee? | |||||
| Cost of 200 new checks? | |||||
| Monthly cost of online banking? | |||||
| Minimum balance to avoid fees? | |||||
| Fee for falling below minimum balance? | |||||
| Bounced check fee? | |||||
| Is there a "basic" account that costs less if I write only a few checks a month? | |||||
| Teller fee? | |||||
| Account reconciliation fee? | |||||
| ATM card fee? | |||||
| Are there any accounts that earn interest? | |||||
| Convenient location? | |||||
| The bank, savings & loan, or credit union I will use for my checking account is: ____________________________________________________________________________ |
|||||