To help you get a handle on how much you owe—and to whom—here's a handy chart to fill in.
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Things I owe
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$ Amount owed
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Owed to whom?
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Action I've taken
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| Taxes |
(federal and/ or state) |
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| Alimony |
ex-spouse |
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| Child support |
ex-spouse |
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| Credit cards |
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| Personal loan (such as a car) |
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| Personal loan (other) |
businesses |
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| Personal loan |
family members |
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| Personal loan |
friends |
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| Back rent/ mortgage |
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| Other debts |