Review the dreams and goals you have developed for yourself and your family. Now, rewrite them as SMART goals—those that are:
Specific
Measurable
Achievable
Results-oriented
Trackable
Let's say you want to pay off a credit card. That's a good goal, but it's not a SMART goal. Rewriting it into a SMART goal might look like this:
"In one year, I want to save $500 to go toward paying off the credit card. I will save $42 every month, or $10.50 every week toward my goal."
Now, that's a SMART goal! Remember, goal setting is one of the skills you will use over and over. It is a skill for life.
SMART Goals Worksheet
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Goals
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Cost or
amount |
Number of
months to save |
Monthly
savings |
Weekly
savings |
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